Travel-Protection-Comprehensive

1. Travel Cancellation Insurance

2. Rebooking Insurance

3. Foreign-Travel-Health Insurance

4. Emergency Call Travel Insurance

5. Travel Luggage Insurance

Insured sum per person: € 2.000,-

6. Travel Liability Insurance

Insured sum per person: € 500.000,- overall with damages to property and person

 
 
 
 

Product references:

Validity: worldwide

Maximum trip price: € 2.500,- per person

Maximum trip duration: 31 days

Premium per person: valid only for one person and one trip

Conclusion references:

  • Children on the trip under the age of two are insured free of charge.
  • There is insurance coverage only to the extent the insurance was agreed upon within 48 hours of booking the British Airways flight, this is documented on the insurance certificate, and the premium was paid.
 
 
 
 

Consumer Information:

Travel Cancellation Insurance

  • Reimburses the contractually owed cancellation costs when travel is not commenced, or the addi-tional costs incurred for travel to the destination in case of delayed commencement of travel for an in-sured reason (§ 2 AVB RR 08); alternatively, neces-sary costs for escorts and care in case of unex-pected serious illness or injury due to accident of a person at risk, up to the amount of the cancellation costs.
    Deductible: In each loss event, the deductible shall be 20% of the reimbursable loss, but at least € 25,- per person.
  • If departure is delayed for insured reasons, the in-sured shall be entitled to € 20,- for the first 12 hours. If departure is delayed an additional 12 hours, the insured shall be entitled to an additional € 20,- up to a total of € 300,- per insured person. If the trip is canceled for insured reasons due to a delay in de-parture of more than 12 hours in the country from which the trip was to start, cancellation costs up to a maximum of € 2.500,- per insured person shall be reimbursed. If the trip is cancelled, the deductible shall be € 75,- per person.

Rebooking Insurance

In accordance with the terms of the insurance policy, rebooking insurance reimburses the costs of rebook-ing a connecting flight and the costs of any necessary overnight stay at a hotel up to a maximum of € 2.500,- per insured person if the next possible connecting flight cannot be caught until the next day, if the con-necting flight booked was missed due to the feeder flight being late, and the original booking took the minimum plane transfer time into account.

Foreign Travel Health Insurance

Covers reimbursement for the costs of necessary medical assistance abroad in case of acutely occur-ring illnesses and accidental injuries during foreign travel, according to the insurance terms and provi-sions:

  • Medications, physician, and hospital costs;
  • Patient repatriation transportation, also rescue flights if necessary and medically sensible;
  • Transfer costs in case of death, or optionally the direct costs of burial locally up to a maximum of the amount of the transfer costs.
  • The deductible shall be € 100,- for each insured event.

Emergency Call Travel Insurance

Organizes patient repatriation transportation with medically adequate means whenever medically sen-sible and justifiable. Provides worldwide assistance in case of emergencies in foreign countries in case of illness, accident, death, loss of means of payment, or criminal prosecution. The Emergency Call Assistance Centre is there to help 24 hours a day at a centralized num-ber.

Travel Luggage Insurance

Replaces the current market value of your luggage in case of theft or robbery as well as damage or loss during the trip up to the insured amount, as long as the agreed amount insured corresponds to the total value of personal luggage.
Limit of Indemnity: € 2.000,- per person.

Travel Liability Insurance

Insurance cover against statutory liability claims by third parties due to personal injury and property dam-age up to the amount of the stipulated amount in-sured. No liability insurance cover for motor vehicles.