plan benefits
Travel safe

Our Comprehensive product (Plan A) is for residents of Hong Kong traveling internationally from Hong Kong. This Plan includes substantial cancellation, luggage, medical & repatriation cover. Cover applies from when you leave your home in Hong Kong to go directly to the place you depart from for your travel overseas, and ends when you return to your home in Hong Kong.

Priceline Travel Insurance is automatically extended until your journey can be completed if your return home is delayed due to injury, illness or delays in public transport.

Note: there is no cover for medical costs incurred within Hong Kong.

Note: the cancellation benefit is a pre-travel benefit that covers you from the moment you buy your policy.

This is a summary of benefits. Please read the Policy Wording carefully for the complete details of “What We Will Pay” and “What We Will Not Pay”. Importantly, please note that General Exclusions do apply as well as limits to the cover and these are set out in the Policy Wording.

Note: No excesses apply to the Benefits below.

 summary of benefits

This is only a summary of the benefits. Please read the policy wording carefully for the complete details of "What We Will Pay" and "What We Will Not Pay" and which types of cover are provided under each plan. Importantly, please note that exclusions do apply as well as limits to the cover and these are set out in the policy wording.

1. Medical Expenses Incurred Overseas

Cover for overseas medical treatment if you are injured or become sick overseas, including

• Medical
• Hospital
• Surgical
• Nursing

Plan A: up to $600,000

2. Overseas Medical Assistance

Cover for emergency medical assistance including:

• 24 Hour Emergency Medical Assistance
• Ambulance - Medical Evacuations
• Funeral Arrangements - Messages to family
• Hospital Guarantees

Plan A: unlimited

3. Accidental Death & Disablement

A benefit is payable if you die or sustain a permanent disablement because of accidental bodily injury sustained during your journey within 12 months of that injury

Plan A: up to $175,000 (this benefit is limited to $87,500 for persons aged under 18 or over 70 years)

4. Baggage/Personal Effects

Cover for replacing luggage stolen or reimbursing repair cost for accidentally damaged items, including:

• Luggage
• Spectacles
• Personal Effects
• Personal Computers
• Cameras
• Golfing Equipment

Plan A: up to $10,000

5. Loss of Travel Documents & Personal Money

Cover to replace travel documents stolen from you during your journey, such as

• Passports
• Travel Documents
• Travellers Cheques
• Cash (limited up to $2,000 maximum)

Plan A: up to $30,000

6. Baggage Delay

An allowance to purchase essential items of clothing and other personal items following luggage delayed, misdirected or misplaced by your carrier for more than 10 consecutive hours

Plan A: up to $500

7. Travel Delay

Cover for additional travel and accommodation expenses if your journey is disrupted by events such as:

• Strikes
• Natural Disasters conditions
• Mechanical breakdown of carrier or public transport

Plan A Pays $200 for the first complete 5 hours and $400 for each consecutive 10 hour period, up to a maximum of up to $1,000

8. Trip Misconnection

Cover for lost deposits and cancellation fees for pre-paid travel arrangements due to unforeseen circumstances neither expected nor intended by you or which are outside your control, such as

• Sickness
• Accidents
• Strikes
• Civil commotion
• Jury service
• Natural Disasters

Plan A: up to $35,000

9. Trip Interruption & Re-arrangement

Cover for additional travel and accommodation expenses if your journey is disrupted by events such as:

• Strikes
• Riots
• Natural Disasters
• Hijack
• Carrier Accidents
• Rental Car Accidents
• Sickness

Plan A: up to $35,000

10. Personal Liability

Cover for legal liability including legal expenses for bodily injuries or damage to property of other persons as a result of a claim made against you

Plan A: up to $2 million

* IMPORTANT NOTE: WHERE RELEVANT ALL LIMITS ARE INCLUSIVE OF GST