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SUMMARY OF BENEFITS
Worldwide Comprehensive Multi-trip is offered as an annual (multi-trip) product option for residents of Hong Kong that are frequent international travellers. The product offers market-leading cover, which includes high levels medical & repatriation cover, luggage, and trip cancellation and curtailment protection. The cover applies from the time the insured person leaves their home in Hong Kong to go directly to the departure point for the journey overseas and ends upon their safe return to their home in Hong Kong, or 90 days after their the journey's departure date, whichever is earlier. The insured person is eligible for an unlimited number of trips during the year, but the duration of each trip must not exceed 90 days. The annual cover expires 365 days after the policy issuance, but will be automatically extended free of charge if you find your return to Hong Kong has been delayed.
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Benefit Table (HKD) 保障利益表（港元）
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Worldwide Comprehensive
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Accidental Death (Half coverage for children and seniors) 意外身故(小童和老人的保障利益減半)
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500,000
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Overseas Medical Expenses 海外醫療費用
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500,000
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Medial evacuation and repatriation return to Hong Kong 醫療運送和送返回香港
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Unlimited
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Return of remains 身故遺體送返
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Unlimited
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Personal Liability 個人第三者責任
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1,500,000
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Trip Cancellation 旅行取消
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5,000
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Trip curtailment 旅行縮短
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5,000
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Baggage Loss or Damage 行李丟失或損壞
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5,000
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-- Baggage (Single Article Limit) 行李（單件物品限額）
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1,500
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-- Baggage (Laptop/Computer Limit) 行李（筆記本/電腦限額）
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5,000
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Loss of personal money 個人現金丟失
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5,000
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Loss of Travel document 旅行證件丟失
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5,000
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Travel Delay （$200 per 5 hours delay) 旅行延誤 (每5小時延誤賠償$200) |
2,000
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Home Guard 家居保障
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5,000
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Baggage Delay （$500 per 10 hours delay) 行李延誤(每10小時延誤賠償$500) |
1,000
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Return of Minors 送返未成年子女
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20,000
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Compassionate Visit 親屬慰問探望
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20,000
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Compassionate Return 返程探訪親屬
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20,000
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Credit Card Protection 信用卡保障
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10,000
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The traditional Medical Treatment for HK 返港中醫理療
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3,000
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Note:
Age of Children: 1-17 years 小童：1-17歲
Age of Seniors: 71-80 years 老人：71-80歲
Above is a Summary of Benefits, which aims to provide a brief description of each of the product's benefits. Please be sure to read the Policy Wording carefully for the complete details.
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