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SUMMARY OF BENEFITS
利益保障
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Worldwide Comprehensive Multi-trip is offered as an annual (multi-trip) product option for residents of Hong Kong that are frequent international travellers. The product offers market-leading cover, which includes high levels medical & repatriation cover, luggage, and trip cancellation and curtailment protection. The cover applies from the time the insured person leaves their home in Hong Kong to go directly to the departure point for the journey overseas and ends upon their safe return to their home in Hong Kong, or 90 days after their the journey's departure date, whichever is earlier. The insured person is eligible for an unlimited number of trips during the year, but the duration of each trip must not exceed 90 days. The annual cover expires 365 days after the policy issuance, but will be automatically extended free of charge if you find your return to Hong Kong has been delayed.
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境外旅行綜合保障計劃-全年多次專門在一年內多次境外旅行的香港居民量身定做。本產品提供市場領先綜合的保障,包含高額醫療和運送保障, 行李丟失或損壞,行程取消或縮短.所有利益保障生效開始於客人離開香港的居住地開始直接前往至境外目的地,結束于客人安全返回香港的居住地, 或者旅行者出發日期后90天(以較早者爲準).被保險人享受全年無限次旅行的安全保障,但每次旅行不得超過90天.全年保障于保單簽發后365年失效,如果您發現您返回香港的時間被延遲（由於身體傷害，生病，公共交通）,保障有效將自動免費為您順延 .
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